UEmpower Your Business Growth with CGTMSE Loan Support

Secure the financial backing your business needs to thrive with CGTMSE-backed loans. Experience simplified processes and minimal documentation requirements, allowing you to focus on what truly matters – growing your business. Apply today and unlock your business's full potential

CGTMSE Loan

Introducing CGTMSE: The Credit Guarantee Fund Scheme for Micro and Small Enterprises, initiated by the Government of India, ensures collateral-free credit access to the micro and small enterprise sector, benefitting both existing and new ventures.

Spearheaded by the Ministry of Micro, Small and Medium Enterprises, Government of India, in collaboration with the Small Industries Development Bank of India (SIDBI), the Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE) is established to facilitate the implementation of this groundbreaking scheme. Under CGTMSE, eligible MSMEs can access credit without the need for security or collateral, fostering growth and innovation in the sector.

Features of Business Loan

CGTMSE Scheme Offered

Get collateral-free loans up to Rs.5 crore under the CGTMSE scheme.
Cash credit for meeting the working capital requirement.
Term loan for purchase of commercial assets and business expansion needs.

CGTMSE Scheme Eligibility

Manufacturing units.
Retail trade.
Educational institutions.
Self-help groups.
Training institutions.
Selected NBFCs.

CGTMSE Scheme Charges

0.37% for credit of up to Rs. 10 lakhs
0.55% for credit that is above Rs. 10 lakhs but up to Rs. 50 lakhs
0.60% for credit that is above Rs. 50 lakhs but up to Rs. 1 crore
1.20% for credit that is above Rs. 1 crore but up to Rs. 2 crores
1.35% for credit that is above Rs. 2 crores but up to Rs. 5 crores